QuoteWay Privacy Policy

Updated December 11th, 2020
Also Representing Subsidiary Brands "Canada Care Life", "Debt Rescue" and "Insurance Discounts Daily"

Please read this privacy policy carefully before using this website.

Thank you for visiting our website, owned and operated by QuoteWay Canada Inc. (“QUOTEWAY”, “we”, “us”). We're here to protect and improve the personal and financial health of all consumers. Before you use this website and our other services—which include, among other things, collecting information from you in order to generate insurance and other financial product quotes and to connect you with licensed insurance agents and other financial services professionals to discuss your needs (the “Services”)—we'd like to tell you more about the information we collect about you and what we do with it.

When you use, access or interact with our services (for example, by inputting your information on this website), you are agreeing to our Terms & Conditions and also consenting to how we collect, share and otherwise use information about you as described in this Privacy Policy.

We care about your privacy and have drafted this policy to be as easy-to-read as possible. Please read it and feel free to reach out with any questions using the contact methods provided below.

A. What This Policy Covers

This Privacy Policy covers how we collect, use, and share information in connection with your access and use of our Services. It does not cover the privacy practices of third parties that we do not own or control.

That said, you should know that we may provide third party content or links to third-party websites or applications (for example, links to websites of insurance companies we partner with if you request to view a quote). When you leave our Services or interact with a third-party feature, you should also read the applicable third party's privacy policies and terms of service to make sure you understand how they might collect and share information about you.

B. What Information We Collect

There are three primary ways we collect information about you: (1) when you give it to us, (2) through automated technologies, and (3) by asking others for it. We’ve broken down each of those three categories in further detail below.

1. Information You Provide to Us

You may provide information to us in various ways, such as through forms or other means offered through our Services. The most likely way you’ll provide us with information about yourself is by entering it in our web flow in order to have us generate a quote for you. For example, we will ask you some basic questions about your medical history in order to generate a life insurance quote for you. The types of information you provide us fit into two categories. Personal Information is information that identifies you personally, such as your name, address, email address, Social Security number or phone number. Non-Personal Information is information about you or your household that, on its own, doesn't identify you personally, like your gender, income or what types of products you're interested in.

When we combine information that isn't Personal Information (like Usage Information, as explained below) with Personal Information, we treat it like Personal Information for as long as it is combined.

2. Information We Automatically Collect

Second, we automatically collect certain information about how you access and interact with our Services. We call this “Usage Information” for purposes of this Privacy Policy. Usage Information is a critical part of how we improve your experience on our websites and, more importantly, provide you with more personalized insights and recommendations, which is the core of what we aim to do at Assurance. We may use various technologies to collect and store Usage Information in connection your use of our Services. These may include things like cookies, browser storage, web beacons, and similar technologies. There are four types of Usage Information we may collect:

Device Information. We collect information about your device, such as your operating system, hardware model, application or browser type and version, and unique identifiers associated with your device.

Log Information. We automatically collect certain information in system logs or similar files about how you interact with our Services, such as which buttons you click on. This Log Information may also include things like your IP address, browser or device configuration, date and time of access and cookie information.

Information Used to Reidentify. We collect information in order to reidentify you across multiple browsing sessions and devices (for instance, connecting your current browsing with a prior session in which you provided us your name).

Location Information. We may use certain information like your IP address or other Device Information or Log Information to estimate your location. We may also request to use location-enabled services on your device (which typically provide GPS or Wi-Fi access point details) to enhance our Services.

We, or other parties we do business with, may place or recognize unique cookies or other technologies on your browser when you visit our Services to collect information about your use of the Services and your other online activities over time and across different websites and apps, and may use that information to serve interest-based advertisements to you as you browse the Internet.

3. Information Third Parties Provide to Us About You

To provide you with more personalized product recommendations, we collect information about you from third parties and from other sources, such as publicly available databases, providers of demographic information, and social media platforms. For example, we may collect information from a third party to verify the address you provided or to help us understand your occupational background.

We need to collect personal information to provide services to you. If you do not provide the information requested, we may not be able to provide the Services. If you disclose any personal information relating to other people to us or to our partners in connection with our provision of Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy.

C. When We Share or Sell the Information We Collect

As a distributor of financial services products, we work with a number of partners to deliver the Services and therefore share information with those partners. Also, although we aim to directly meet all of our customers’ needs with our direct partners, we sometimes may—with your express permission—sell the information you provide to third parties to help better meet your needs. The following is a list of how we share and/or sell your information in connection with your use of our Services:

Share information with our partners (e.g., insurance carriers) to provide and improve our Services. We may share information about you with the third-party partners we collaborate with to provide you the Services you requested. For example, we work closely with certain insurance carriers to provide our customers with personalized insurance quotes. When you request a quote, we may therefore share your information with the carriers to generate the quote for you. Or we may call you and redirect your call directly to agents of one of those carriers to walk you through your options. Or we may redirect you to the website of one of those partners and pre-populate your information there to help seamlessly satisfy your financial services inquiry.

Share information with service providers acting on our behalf. We may share information about you with service providers we use to have them perform on our behalf any of the activities we are permitted to conduct under this Privacy Policy and our Terms of Service. For example, we may share your information with our data-provider partners to enable them to provide us with further information about you, so that we can further personalize your experience and product recommendations. Or we may share with third parties de-identified or aggregated data that we collect, such as de-identified demographic information, or information about the computer or device from which you access the Service. We share such information for a variety of purposes, including to monitor and understand Service usage, and improve our own products and features.

Sell information to third-party providers with your permission. Where we think others can offer you helpful products, after obtaining your permission, we may sell your information to third parties who will try to meet your needs. These third parties may be other insurance agencies, insurance carriers, financial services providers, or other entities that facilitate the process of connecting customers with financial services providers.

As Part of a Corporate Change. We may disclose and transfer information about you to a third party as part of, or in preparation for, a change of control, restructuring, corporate change, or sale or transfer of assets.

For Legal Reasons. We reserve the right to transfer or disclose information about you to third parties for certain legal purposes as described above.

D. How We Protection Your Information

We seek to use reasonable administrative, technical and physical safeguards, and other security measures to protect personal information within our organization from growing threats. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the contact methods provided.

QuoteWay Privacy Policy

Updated December 11th, 2020
Also Representing Subsidiary Brands "Canada Care Life", "Debt Rescue" and "Insurance Discounts Daily"

Please read this privacy policy carefully before using this website.

Thank you for visiting our website, owned and operated by QuoteWay Canada Inc. (“QUOTEWAY”, “we”, “us”). We're here to protect and improve the personal and financial health of all consumers. Before you use this website and our other services—which include, among other things, collecting information from you in order to generate insurance and other financial product quotes and to connect you with licensed insurance agents and other financial services professionals to discuss your needs (the “Services”)—we'd like to tell you more about the information we collect about you and what we do with it.

When you use, access or interact with our services (for example, by inputting your information on this website), you are agreeing to our Terms & Conditions and also consenting to how we collect, share and otherwise use information about you as described in this Privacy Policy.

We care about your privacy and have drafted this policy to be as easy-to-read as possible. Please read it and feel free to reach out with any questions using the contact methods provided below.

A. What This Policy Covers

This Privacy Policy covers how we collect, use, and share information in connection with your access and use of our Services. It does not cover the privacy practices of third parties that we do not own or control.

That said, you should know that we may provide third party content or links to third-party websites or applications (for example, links to websites of insurance companies we partner with if you request to view a quote). When you leave our Services or interact with a third-party feature, you should also read the applicable third party's privacy policies and terms of service to make sure you understand how they might collect and share information about you.

B. What Information We Collect

There are three primary ways we collect information about you: (1) when you give it to us, (2) through automated technologies, and (3) by asking others for it. We’ve broken down each of those three categories in further detail below.

1. Information You Provide to Us

You may provide information to us in various ways, such as through forms or other means offered through our Services. The most likely way you’ll provide us with information about yourself is by entering it in our web flow in order to have us generate a quote for you. For example, we will ask you some basic questions about your medical history in order to generate a life insurance quote for you. The types of information you provide us fit into two categories. Personal Information is information that identifies you personally, such as your name, address, email address, Social Security number or phone number. Non-Personal Information is information about you or your household that, on its own, doesn't identify you personally, like your gender, income or what types of products you're interested in.

When we combine information that isn't Personal Information (like Usage Information, as explained below) with Personal Information, we treat it like Personal Information for as long as it is combined.

2. Information We Automatically Collect

Second, we automatically collect certain information about how you access and interact with our Services. We call this “Usage Information” for purposes of this Privacy Policy. Usage Information is a critical part of how we improve your experience on our websites and, more importantly, provide you with more personalized insights and recommendations, which is the core of what we aim to do at Assurance. We may use various technologies to collect and store Usage Information in connection your use of our Services. These may include things like cookies, browser storage, web beacons, and similar technologies. There are four types of Usage Information we may collect:

Device Information. We collect information about your device, such as your operating system, hardware model, application or browser type and version, and unique identifiers associated with your device.

Log Information. We automatically collect certain information in system logs or similar files about how you interact with our Services, such as which buttons you click on. This Log Information may also include things like your IP address, browser or device configuration, date and time of access and cookie information.

Information Used to Reidentify. We collect information in order to reidentify you across multiple browsing sessions and devices (for instance, connecting your current browsing with a prior session in which you provided us your name).

Location Information. We may use certain information like your IP address or other Device Information or Log Information to estimate your location. We may also request to use location-enabled services on your device (which typically provide GPS or Wi-Fi access point details) to enhance our Services.

We, or other parties we do business with, may place or recognize unique cookies or other technologies on your browser when you visit our Services to collect information about your use of the Services and your other online activities over time and across different websites and apps, and may use that information to serve interest-based advertisements to you as you browse the Internet.

3. Information Third Parties Provide to Us About You

To provide you with more personalized product recommendations, we collect information about you from third parties and from other sources, such as publicly available databases, providers of demographic information, and social media platforms. For example, we may collect information from a third party to verify the address you provided or to help us understand your occupational background.

We need to collect personal information to provide services to you. If you do not provide the information requested, we may not be able to provide the Services. If you disclose any personal information relating to other people to us or to our partners in connection with our provision of Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy.

C. When We Share or Sell the Information We Collect

As a distributor of financial services products, we work with a number of partners to deliver the Services and therefore share information with those partners. Also, although we aim to directly meet all of our customers’ needs with our direct partners, we sometimes may—with your express permission—sell the information you provide to third parties to help better meet your needs. The following is a list of how we share and/or sell your information in connection with your use of our Services:

Share information with our partners (e.g., insurance carriers) to provide and improve our Services. We may share information about you with the third-party partners we collaborate with to provide you the Services you requested. For example, we work closely with certain insurance carriers to provide our customers with personalized insurance quotes. When you request a quote, we may therefore share your information with the carriers to generate the quote for you. Or we may call you and redirect your call directly to agents of one of those carriers to walk you through your options. Or we may redirect you to the website of one of those partners and pre-populate your information there to help seamlessly satisfy your financial services inquiry.

Share information with service providers acting on our behalf. We may share information about you with service providers we use to have them perform on our behalf any of the activities we are permitted to conduct under this Privacy Policy and our Terms of Service. For example, we may share your information with our data-provider partners to enable them to provide us with further information about you, so that we can further personalize your experience and product recommendations. Or we may share with third parties de-identified or aggregated data that we collect, such as de-identified demographic information, or information about the computer or device from which you access the Service. We share such information for a variety of purposes, including to monitor and understand Service usage, and improve our own products and features.

Sell information to third-party providers with your permission. Where we think others can offer you helpful products, after obtaining your permission, we may sell your information to third parties who will try to meet your needs. These third parties may be other insurance agencies, insurance carriers, financial services providers, or other entities that facilitate the process of connecting customers with financial services providers.

As Part of a Corporate Change. We may disclose and transfer information about you to a third party as part of, or in preparation for, a change of control, restructuring, corporate change, or sale or transfer of assets.

For Legal Reasons. We reserve the right to transfer or disclose information about you to third parties for certain legal purposes as described above.

D. How We Protection Your Information

We seek to use reasonable administrative, technical and physical safeguards, and other security measures to protect personal information within our organization from growing threats. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us in accordance with the contact methods provided.

QuoteWay Canada Inc. Copyright © 2020. All rights reserved.
All life insurance companies partnered with QuoteWay Canada Inc. have an A+ rating with the Better Business Bureau
QuoteWay Canada Inc. Copyright © 2020. All rights reserved.
All life insurance companies partnered with QuoteWay Canada Inc. have an A+ rating with the Better Business Bureau